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Complete TransparencyOnce you have accepted the loan conditions, the total cost is always visible from your personal profile
LendPlus lender with a new approachWe guarantee confidentiality and protection of your data
Simple and quick solutionOur application process is quick and easy and can be completed from the comfort of your home
- Create an online profile on our website by following the simple steps
You can leave a request by filling out the form
- Wait for the decision
We make use of TruID – a secure platform that safely sends us your proof of income on your behalf with your consent
- Approval of the loan amount
A credit limit will be granted once we have verified your details and conducted credit checks
- Receive money
Accept your credit offer as well as the debicheck mandate and your loan will be deposited into your bank account
Fill out the client form. It is important to provide complete information otherwise you will not be able to submit your application. After submitting your application, our team will review it. We try to speed up the review process as much as possible.
1. A valid SA ID;
2. Latest 3 months bank statements;
3. A valid cell phone number.
A DebiCheck debit order is a new debit order electronically confirmed by the consumer, with their bank or service provider, on a once-off basis, at the start of a new contract that has been signed up with a company. DebiCheck is a new way in which the consumer can control how certain debit order collections are made from their bank account. DebiCheck ensures that consumers are in control of and aware of debit orders being processed to their bank account. Additionally, it provides the company or service provider that consumers are dealing with, with the comfort of knowing that the consumer has acknowledged and is aware of these debit orders.
My husband and I moved out of a rented apartment, the owners did not want to break the contract. Nightmare hosts got caught. Needed money urgently hob. Night in the yard! At LendPlus Husband sent a request, threw off fast money to his card
I always use the services of your company. It’s a pleasure to work with you. Completely satisfied with the level of service
Previously I borrowed from other companies, now only from you. I constantly use your service, convenient process of receipt and repayment
Thank you for your help! I received a loan online very quickly and without complications, exactly as you write about it
PayDay Loans: what it is, advantages, how to apply, repayment options
There are situations in life when you need money urgently, for example, to pay for housing and utilities or repair equipment, but your paycheck is still far away. In such cases, payday loan becomes an effective assistant. A short-term loan allows you to get urgent monetary support, then quickly repay the loan with minimal interest.
There are several ways to get a payday loan. The first one is standard and involves going to a bank. This method involves a large package of documents along with certificates, which can be a time-consuming process. And there is a high probability that the banking institution will refuse to grant a loan or offer terms that are highly unfavorable to the borrower.
The second is to order payday loans from the Lend Plus lending company. The MFI provides minimal requirements to clients, there is prolongation, and the package of required documents is minimal. For detailed consultation please contact +27 71 868 5388, managers of the financial company will choose the best loan for your needs.
What Are Payday Loans?
This loan option is a variation of urgent financial support, which provides for disbursement of a small amount for a short period of time. The volume of the microloan does not exceed 4000 ZAR at the first application. The purpose of this type of loan is to provide quick funds to address urgent needs, such as paying for education, insurance, travel, or repairs to equipment or a car before the next paycheck.
Unlike standard bank loan products, applications for payday advance online from microfinance organizations is processed much more quickly. In general, approval takes up to 30 minutes.
Benefits of Payday Loans from LendPlus
One of the main advantages is the speed of processing. Traditional bank loans involve a rigorous screening of the borrower, which takes up to several days. If the financial institution deems the client unsuitable, service may be declined. If there is a bad credit history, the terms of processing become tougher or the borrower will not be able to get a loan. Payday loans are issued within 20-30 minutes.
Differences between a loan from an MFI and a bank loan:
- you can get payday lenders online without leaving home. You do not need to visit the office to get urgent support. Simply visit the company’s website, select the desired amount using the calculator, enter your contact information, and wait to receive the funds;
- minimal requirements. To get a microloan, you do not need guarantors or collateral;
- accessibility. Credit support is provided to a wide range of people. Any category of population can take a loan – pensioners, students, unemployed, clients with bad credit history.
The financial company Lend Plus provides flexible terms of repayment. You can repay the loan in installments, with the option of prolongation by paying the interest.
How to Apply for a Payday Loan Online?
To begin with, it is necessary to use the loan calculator, selecting the amount of necessary monetary support. Next, the MFI system will offer to fill in the application form, in which it is necessary to specify personal information, namely full name, age, status, cell phone number, e-mail. The next step is to attach documents confirming identity, payment data – bank card or account number.
After registration and filling in the application form, the system of the microfinance organization will check the borrower’s compliance with the MFI’s requirements. It takes up to half an hour and if everything is fine, the money comes to the bank card within 5-10 minutes.
Payday Loan Repayment Options
The Lend Plus microcredit organization offers several options for repaying loan obligations. The company allows you to enable automatic repayment. To do this, it is necessary to replenish the bank account with the required amount. After that, debit deduction will be organized.
If you need to repay payday advance loans online before the end of the loan agreement, you can use the OZOW payment system. This EPS is an official partner of the company. How to do it:
- go to the personal account on the website of the microfinance organization;
- click on Repay Online;
- use the link that the company will send by SMS or e-mail.
Next, it is necessary to select a bank. The following step is to confirm the payment. Repayment of the loan is carried out instantly.
Eligibility Criteria for Payday Loans in South Africa
Lend Plus finance company provides minimum requirements to the borrower, which makes it easy to get urgent credit support. If the client fulfills only 3 points, he will get the required amount of funds, while banks provide more than 10. Here are the criteria a borrower must fulfill for non-banking financial support:
- Be of legal age;
- have a minimum basic income for the last 3-4 months;
- provide a valid cell phone number and SA ID.
The non-banking loan service caters to customers of all income levels. You can get a personalized offer by calling +27 71 868 5388.
Apply for a Payday Loan Today!
Unexpected circumstances can arise in life that are difficult to manage without a financial cushion. However, our lending company, Lend Plus, is here to help, providing you with the necessary funds as quickly as possible.
We do not ask you about the purpose of using the loan – you decide what to use the non-bank loan for. Our goal is to be as customer-oriented as possible, so we understand that in emergency situations there is no time to collect a large package of documents.
What you need to do to have the money now:
- use the loan calculator – choose the amount of money you need, fill out the application;
- attach identity documents or verify your identity via SA ID;
- receive the funds on the bank details you have specified.
If you need money urgently, help is just a call away. Contact us at +27 71 868 5388, fill out a financial support application, and the funds will be sent to your bank card or account immediately.