LendPlus advantages
- Complete Transparency
Once you have accepted the loan conditions, the total cost is always visible from your personal profile
- LendPlus lender with a new approach
We guarantee confidentiality and protection of your data
- Simple and quick solution
Our application process is quick and easy and can be completed from the comfort of your home
Easy steps to get a loan
- Create an online profile on our website by following the simple steps
You can leave a request by filling out the form
- Wait for the decision
We make use of TruID – a secure platform that safely sends us your proof of income on your behalf with your consent
- Approval of the loan amount
If the results of the assessment of your availability are favorable, you can receive a loan offer subject to final review and approval
- Receive money
Accept your credit offer as well as the debicheck mandate and your loan will be deposited into your bank account
What people say about us
Terms & Benefits of LendPlus
Save your precious time and money. No need to visit anywhere to handover documents. Apply from wherever you are.
You can submit an application anytime you want, just visit our web site.
The process of making a decision and transferring money takes from 1 hour.
The funds will be transferred to your bank account within a few hours of approval.
We undertake the responsibility of securing your personal information and according to our privacy policy, we will not be using them without your consent.
We offer the lowest fee structure in the market and you can use our repayment channels as per your convenience to settle your loan.
Terms and rates
Minimum term: 62 days;
Maximum term: 120 days;
The terms are inclusive of all loan extensions;
Maximum annual percentage rate: 60%;
Minimum annual percentage rate: 54.75%;
Minimum approved amount: 500 ZAR;
Maximum approved amount: 4000 ZR.
Example
You want to take your first LendPlus loan.
The amount of credit you need is 2000 ZAR for 91 days but you decide to repay within 10 days..
Interest rate for the first credit will be 0.16% per day.
The amount of the full repayment for the first loan – 2032 ZAR.
You want to take second or subsequent loan.
The amount of credit you need is 5000 ZAR.
The term is 91 days but you decide to repay within 15 days. Interest rate for the second credit will be 0.1% per day.
The amount of the full repayment – 5075 ZAR.